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The Areas of Business Finance

Business finance is a complex subject that often, years of understanding and a degree can only help with. Here at Calculated Accountants we believe in helping our customers stay on the ball. Whether you require in-depth knowledge for an upcoming project or are just curious, knowing just what is available can make a great deal of difference.

The Main Areas

We've broken down the main areas of business finance that we think you need to be aware of. At Calculated Accountants we help our clients look after their financial matters and maintain a healthy record.  Knowing what is available and where to look can make all the difference.

  • Business Loan- This is your standard loan offered regularly by high street banks. Varying from anything from £5,000 to £100,000 this is the main initial funding required for those looking to get their business off the ground. With an impeccable business plan obtaining a loan should not be too difficult.
  • Invoice Financing- Often companies can take their time paying the invoices you have raised however to prevent any disruption to cash flow, invoice financing is available. Specialists can raise between 70-80% of the expected funds to ensure your business finances keep flowing.
  • Commercial Mortgage- Whether you wish to buy a property or to refinance an existing business a commercial mortgage taken at a loan to value ratio is considered a solid, lasting investment. In the style of traditional home mortgages the commercial mortgage can last for twenty years and onwards and are available for a range of businesses.
  • Bridging Finance-Bridging finance is a short term loan often lasting from anything between one to twelve months and is designed to help with emergency cash flow issues or unexpected development projects.
  • Development Finance- For those seeking financial support for a construction/development project many lenders can often advance up to 80% of the required costs. For such a high risk investment previous experience and a healthy financial background are vital.
  • Leasehold Finance- For those who prefer to take on a lease for a fixed period of time the right funding can be available.

Whatever your business size and whatever your needs, there are a range of financial options available. With a solid business plan and an educated understanding of the market, competitors, customers and potential there is no reason why a lender will not provide their support.

Gaining these finances may seem difficult but once your there, Calculated Accountants can provide the vital backing and support you need to make your business a success.

Have you sought the right finance options for your business?  

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